Stripe allows eligible businesses to access fast, flexible financing directly through their Stripe account.
If your business qualifies, offers appear directly in Slick, alongside the tools you already use.
⭐ What are Funding Offers (via Stripe)?
Stripe Capital provides quick access to funding based on your Stripe payment history. This allows you to stay on top of cash flow during quieter periods, invest in your business (equipment, staff, refurbishments) or cover upfront costs without interrupting day-to-day operations.
Apply quickly and receive funds directly through Stripe if you’re approved
Payments are automatically collected as a percentage of future sales
Simple application and no lengthy paperwork
📍 Where do I see funding offers in Slick?
Eligible businesses may see offers appear in:
Business Reports
Staff KPIs & Hours
Staff & Business Settings
Only users with the correct access level can see offers.
👥 Who on my team can see offers?
Managers: May see a business-level offer
Self-employed stylists: May see offers for their own account
Receptionists: Will not see business-level offers
⚙️ Check your staff logins
To control visibility in Slick:
Ensure each team member has their own login
Ensure self-employed stylists have individual logins
Remember: anyone with manager access may see business-level offers
Tidying up logins now ensures only the right people see financing offers.
🔐 Who can apply for an offer?
Even if an offer appears in Slick, don't worry because only the person with the correct Stripe login credentials can apply for it.
Slick cannot apply for offers on your behalf.
💳 How Stripe Capital Funding offers work
Stripe Capital offers different types of funding/financing depending on your business needs:
1. Merchant Cash Advance (MCA)
What it is: Not a loan - an advance based on future sales
Payment: Percentage of daily revenue (no fixed schedule)
Best for: Flexible payments aligned to income
Who sees it: Businesses processing on Stripe for ~3–6 months
2. Flex Loan
What it is: Loan with a maximum term and structured payments
Payment: Revenue-based with minimum thresholds; Stripe collects top-ups if needed
Best for: Balance of flexibility and predictability
Who sees it: More established businesses (6+ months of processing history)
3. Fixed-Term Loan
What it is: Traditional loan with fixed schedule
Payment: Weekly fixed payments (~42 weeks)
Best for: Cash flow certainty and planning
Who sees it: Businesses with additional non-Stripe payment data
🔍 Who decides eligibility?
All offers are assessed and provided by Stripe. Slick does not:
Decide who is eligible
Influence approvals
Review applications
Stripe typically looks for businesses with:
3+ months of Stripe payment history
Consistent payment volume
Good standing (low disputes, no recent issues)
Stable growth and client base
Meeting these criteria does not guarantee an offer. Eligibility may be reassessed as your sales change.
💳 Managing your funding offer
Once an offer is made, all management happens through Stripe, including:
Viewing or reviewing a pending offer
Accepting or declining the offer
Tracking payments and balance
Managing any active financing
You’ll usually be redirected to Stripe to complete these actions.
Slick only displays the offer in your dashboard; we don’t have access to financing details.
❓ Questions?
For questions about:
Eligibility
Pending or active offers
Payments or deductions
You’ll need to contact Stripe directly at capital-support@stripe.com.
All financing applications are subject to review prior to approval. In the UK, Stripe Capital loans and merchant cash advances are provided by YouLend.